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Toronto’s cost of living – how much do I need to live in Toronto? There are several areas that you will have to think about so that you understand how much it will cost to live in Toronto. We have described six main areas of financial expenses. You should see if they apply to your situation and how you can put them into your monthly or yearly budget. Proof of funds Food costs Health care Housing Renting Buying Job search Transportation Public Private PROOF OF FUNDS The government of Canada expects you to be financially independent when you arrive in Canada. One of the most important things they will be looking for is your ability to financially support your family members. Citizenship and Immigration Canada provides information telling you how much you should expect to spend on your family each year.  If you have not arranged for employment here in Canada, you will have to prove that you have specific amounts of money saved. Number of Family Members Funds Required (in Canadian dollars) 1 $10,833 2 $13,486 3 $16,586 4 $20,130 5 $22,831 6 $25,749 7 or more $28,668 More information: Citizenship & Immigration Canada – Proof of funds Health care The Ontario government provides free health insurance to residents of this province but you will not be eligible for the Ontario Health Insurance Plan benefits until you have been here three months. That's why it is recommended that you buy private health-care coverage. Approximate costs for private coverage vary. Individual - private insurance (approximate) $330 Family - private insurance (approximate) $680 More information: Temporary health coverage options Learn more about your health care options before OHIP begins Job Search If you are not familiar with how to apply for a job within the Canadian job market, you may have to pay for your resume and a cover letter to done for you. Especially within the professional levels of employment, both of these items are expected. Your application will not be taken seriously if you don’t have a resume and covering letter. Resume writing $150 - $500 Cover letter $75 - $100 There are employment agencies that can assist you with your resume so that your costs are much less than if you hire a professional resume writer. You should contact the employment agencies we have listed in our Working section. More information: Employment agencies Resumes Food Costs A family of four The average weekly cost for food for a family of four in Toronto is $136.28 ($590.09 per month average). These amounts are based on the province of Ontario's 2008 Nutritious Food Basket. Included in these figures are 66 items from the four food groups recommended in Canada's Food Guide to Healthy Living. There are many different types of fruits and vegetables available here in Canada. Some may be different from what you are used to but they are still very good to eat. Toronto Public Health provides a listing of many types of fruits and vegetables available in our city. Quite often in the grocery stores you will find a section called ‘produce’. This is where the fruits and vegetables are sold. More information: Toronto Public Health: Nutritious Food Basket Canada's Food Guide to Healthy Living What are monthly living expenses for a family of three? Fruits and vegetables in Toronto How can I compare the living cost AND the salary between my country of origin and Canada?